Monique Braud Peace
+13104767931
  • No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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2025
HIGHER LOAN LIMITS
High Cost Areas
Conventional Conforming High Balance & FHA Expanded
1 Unit - $1,209,750
2 Units - $1,548,975
3 Units - $1,872,225
4 Units - $2,326,875

VA ZERO Down Payment, up to $2,500,000 Loan Amount!*

JUMBO Non-Conforming & Non-QM less than 20% Down, NO MI

DSCR - Investment Property - NO Personal Income Required


FHA 3.5% Minimum Down Payment 1-4 Units

$0 Down/100% Financing FHA - No Income Limit and No First-Time Homebuyer Requirement

Conforming 3% Down | 1 Unit $806,500 Loan Amount | First-Time Buyer
 

5% Down 2-4 Units Conventional Conforming, Maximum Loan Amount:
2 Units - $1,032,650

3 Units - $1,248,150
4 Units - $1,551,250

In today's volatile market, you need a professional, experienced partner. 

Monique Peace is a seasoned Loan Originator with 35 years of experince in the real estate and mortgage lending industry. She tracks daily market movement and knows the ups and downs of today's changing market. Monique works hands-on with each client to ensure a smooth loan closing.
Her extensive knowledge and expertise sets her apart from her competitors. 

"I am blessed to be able to do what I love! 

If you have been dreaming of owning a home, NOW IS THE TIME! 

"Home Ownership is the key to independent & generational wealth. 
Let's work together to make this happen for you!"  

Contact me today!

Email: Monique@MoniquePeace.com
Office:   310-476-7931

Cell:      310-902-3702

MONIQUE BRAUD PEACE
DRE #01064171 | NMLS #262427
Equal Housing Opportunity

ACC Mortgage Lending | DRE #02071522 | NMLS #1907315
Loan programs and interest rates subject to change without notice. Interest rate is not guaranteed until locked in.  Not all loan products are available in all states. Not all applicants will qualify. Restrictions may apply. All loans subject to credit approval, income/employment guidelines, assets, and underwriting approval.
*VA loan programs subject to VA eligibility & guidelines.

www.nmlsconsumeracces.org

Recent Articles

Jan
20
2025
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends As we embrace the spirit of unity and progress this Inauguration Day, it's an opportune moment to reflect on the resilience of the American housing market. Recent movements in mortgage rates highlight the dynamic...
Jan
13
2025
What to Save for When Buying Your Home
Buying a home can feel overwhelming, especially when it comes to budgeting for all the associated costs. However, with a little understanding of the expenses you'll encounter, you can take charge of the process and make informed decisions. Here are a few key considerations to keep in...
Jan
10
2025
Expert Predictions for the 2025 Housing Market
As we enter 2025, the housing market is poised for notable changes. Here's what experts anticipate for the coming year: Home Prices: Modest Appreciation: Analysts forecast a nationwide home price increase of approximately 2.6% in 2025, indicating a relatively slow pace...
Dec
11
2024
How to Buy a Home with Low Income: Yes, It’s Possible!
Think owning a home is out of reach because of your income? Think again! Buying a home with a lower income might take a little extra planning, but it’s not just a dream—it’s totally doable. Let’s break down the steps to get you closer to the keys to your own front...
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